1st Step in Home Buying Process

1st Step in Home Buying Process


Some of you may not agree, and that’s ok. Ill try and convince you why this is the most critical step in the process, and should happen before even looking at homes for sale.
In today’s competitive market, it’s more important than ever for buyers to be pre-approved for a mortgage before starting the shopping process.

  • Knowing exactly how much money you can qualify to borrow will ensure you don’t waste time looking at homes you can’t afford.
  • Based on your loan pre-approval, you’ll know in advance what contract terms you’ll want to negotiate with sellers.
  • If you find a particularly good deal on a home, you’ll be able to jump on it without worrying about whether you’ll secured the financing you need.
  • Having done much of the loan application paperwork ahead of time, you can assure sellers who may need a fast settlement that because you are already approved for a mortgage, your contract will go to settlement/closing quickly.

Call me to a get a list of local lenders who can tell you everything you need to know to start the mortgage pre-approval process.

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